EMI Payment

 Emi Payment Options : With Autofresh credit card EMI option, you can choose to pay in easy installments of 3, 6, 9, 12, 18*, or 24 months* with credit cards from the following banks:
  • Central
  • Kotak
  • ICICI
  • Axis
  • IndusInd
  • SBI
  • Standard Chartered
  • HSBC
  • Pay Gate(Amex)
  • IDBI
  • Ratnakar
The interest rate charged varies from bank to bank. Here is a summary of the interest rates:
 

No.

       Issuing Banks

     Tenures

Transaction Amt.     (Greater Than)

Processing Fee.  % p.a

1

Central Bank of India

3 months

3000

13

6 months

3000

13

9 months

3000

14

12 months

3000

14

2

  Kotak Mahindra Bank

3 months

3000

12

6 months

3000

12

9 months

3000

14

12 months

3000

14

18 months

3000

15

24 months

3000

15

3

  ICICI Bank

3 months

3000

13

6 months

3000

13

9 months

3000

13

12 months

3000

13

4

  ICICI Bank (Debit Card)

3 months

10000

13

6 months

10000

13

9 months

10000

13

12 months

10000

15

24 months

10000

15

5

Axis Bank

3 months

3000

12

6 months

3000

12

9 months

3000

13

12 months

3000

13

6

  IndusInd Bank

3 months

3000

14

6 months

3000

14

9 months

3000

14

12 months

3000

14

7

  HSBC Bank

3 months

3000

12.5

6 months

3000

12.5

9 months

3000

13.5

12 months

3000

13.5

18 months

3000

13.5

8

Standard Chartered Bank

3 months

2000

13

6 months

2000

13

9 months

2000

14

12 months

2000

14

18 months

2000

15

24 months

2000

15

9

Corporation Bank

6 months

2500

16

9 months

2500

18

12 months

2500

18

  10

Pay Gate (Amex EMI)

3 months

5000

15

6 months

5000

15

9 months

5000

15

12 months

5000

15

11

Ratnakar bank Limited

3 months

3000

13

6 months

3000

13

9 months

3000

13

12 months

3000

13

18 months

3000

13

24 months

3000

13

12

IDBI Bank

3 months

3000

13

6 months

3000

13

9 months

3000

13

12 months

3000

13

 
How to use EMI Payment Option:
  • Add your selected products in the cart and proceed to check out.
  • Add your billing & shipping details and continue click on payment option "Credit/debit/net banking/EMI">Multi-EMI, choose the bank and plan (3, 6, 9 12, 18, 24-month) of your choice and enter your credit card details.
  • Once the payment is authorized, your order will be processed and shipped.
  • NOTE: For EMI payments, initially, customers will be charged the full amount on their credit card. This will later be converted to an EMI transaction by their bank. This normally takes 5-7 working days.
  • In case of any kind of refund in an EMI transaction, interest already billed in a particular transaction will not be refundable under any circumstances
  • The minimum order value to avail the EMI payment option is Rs 2,000.
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